Sony Ericsson Useful Tips

Tips Trick for Sony Ericsson K750, W800 ,K500, K700, S700 ,K600, Z800 and W550

Expand SMS Memory

1. Browse to the folder /ifs/settings/messaging/ with FAR Manager
2. select pref_store.txt an hit F4
3. Just change "/smsdata" in "/tpa"
4. Save the changes
5. go back to "root" like mb-new description and shutdown the loader
6. Now restart your Phone and be happy

Set ring volume as player volume

Copy file farfield_play.apf to any folder of PC, rename it to farfield_ring.apf and copy back. So file farfield_ring.apf in phone is replaced by file with settings of farfield_play.apf. Now we have 2 same files but different names.

Killing camera sound

Go to FS/tpa/preset/system/sound and delete file camerashutter.3gp and for killing autofocus sound delete file camerafocus.3gp.

Killing MobilePrint

Go to FS/tpa/preset/system/ams and delete MOBILEPRINT.jad and MOBILEPRINT.jar and have additional 361kb free memory. Unnecessary standard games & midlets are in FS/tpa/preset/default/java and to be deleted if you wish. In FS/tpa/preset/wizard you can delete 5 biggest by size GIF files.

Change sms sounds

FS/tpa/preset/system/sound delete message alert and put new one but with same name (messagealert1, messagealert2....)

Get rid of discharge battery sound

Go to FStpapresetsystemsoundlowbattery.mid and replace it the same name file with zero size.

Shutdown Sound

Navigate to /fs/tpa/preset/system/settings
Place any mp3 in there and rename to SHUTDOWN_SOUND_SEMC.mp3 and it will play it when you shut down the phone.

Change video recording quality

Go here using FAR. FS/ifs/settings/camera
Edit the driver.
Change the video recording to:

VR_NORMAL_MODE_FR=44;
VR_NIGHT_MODE_FR=28;

Get Rid of Hissing in Music Playback (Thanks to aksd)

With the FAR plugin replace these files located at: ifs/settings/acoustic
with: Nohissing
( SEE ATTACHED FILE NO HISSING.zip ) :

Backup your jar files

Go to tpa/perset/system/ams/And copy the files in there to your computer.

Removing the SE Links in folders

Go here tpapresetsystemcustmenu, and tpapresetcustom
Removing all the files from the custmenu folder, and all the .itm files from the second custom folder success****y removed the content hooks, as well as resetting my Play Now icon to the default SE one.
itm's are tar files with images and xml files inside. The itm sits in presetcustom and get's unpacked to presetsystemcustmenu on master reset. So DESKTOP_HOOK_1.itm contents get unpacked to presetsystemcustmenuDESKTOP_HOOK_1 when the phone is reset.

Increasing the size of the mms that you can send

FS/system/settings/messaging/mms
edit this.
<>100
change to.
<>300

To backup & restore contact voice comands

tpa/system/voicecontrol/stby
(Voice comands still need to be manually enabled after master reset, but this is no great problem - just a reminder!)

To backup & restore contact image associations

tpa/system/pbook/image
(Theseare not the actual images, just links to the files, so make sure you don't change the location of the files between resets!)

Change the delivery report sound

Create a midi file named notification.mid and copy it into FS/tpa/preset/system/sound

5 Logical Tips about Credit Cards

Credit cards are becoming increasingly common in India, and while they come with a lot of convenience, the high interest rates and other charges mean that you have to be careful about how you use them.
In this post, we look at 5 tips on wise credit card usage, and how following them, can save you a whole lot of financial heartache. These 5 tips are pretty logical & self-evident; we have to understand that the free credit we get from a credit card is not really free. It’s actually a business for Credit card companies and hence somewhere in the whole process, they have to have a way to make money .
1. Pay your balance in full: This one is so basic, I was not going to point it out at all, but on second thought – I realized that this should really be the first point. Of all the loans you take, credit cards come with the highest interest rates. If you run a credit card balance every month, then the interest charges add up really quickly. If you have a balance on your credit card, pay it off in full before the next due date. This ensures that you don’t pay interest on your balance, which really is extra money you can keep to invest and build savings for yourself.
Curiously enough, I know of people who don’t pay off their credit card balance in full, but at the same time, put their money in low yield investments. This is really bad math. If you have a credit card balance that is charged at about 30% per annum and an investment that gives you just an 8% return – you are much better off paying the entire credit card balance before you even think of investing your money. The extra interest you pay on your outstanding balance offsets any interest income you receive from your investment. If you run a balance, realize, it normally is a strong indication that you are spending beyond your means.  This is a bad financial habit that you should get rid of as soon as possible.

2. Avoid credit cards with annual fee: Unless you have a specific benefit in mind, from the credit card, don’t get a card that has an annual fee. It is always good, to get a credit card with no annual fee, because then the only expense you have on it, is the interest payment; and if you pay off your balance in full every month – you don’t pay any interest and your credit card will, in effect, be free! Add to that, the fact, that even most free credit cards have some sort of a reward program, you can benefit from. Why pay for something when you can get it free?
The other thing to keep in mind, while evaluating the fee, is how likely you are to benefit on it, based on your usage. I reviewed the HDFC Value Plus Cash Back credit card a few months ago, which had an annual fee of Rs. 700 and up to 5% cash back. At a cursory glance, it seemed to me that Rs.700 may not be very high due to the cash back, but a deeper look at the terms and conditions told me, that the cash back will only be credited to your account if the monthly balance is over Rs.10,000. I realized the card was not meant for people like me, who aren’t likely to run up such a balance on their credit card every month.

Bottom-line: If you are going for a credit card that has an annual fee – make sure you go through the fine print and are certain it will be worth the cost to you.

3. Get a credit card that is easy to pay off: I used to have an ICICI credit card and a SBI credit card. Both of them had similar features, but the ICICI card was really easy for me to pay off, as I had an existing ICICI Bank account, and the credit card was linked to it online. All I had to do, was go online, and pay off the credit card balance, through my ICICI login. As a result, I ended up using the ICICI credit card a lot more than the SBI one. Ease of payment, means that I can pay off the balance very often, very easily, and rarely run the risk of late fees or interest charges. While thinking of which credit card to apply for – consider just how easy it is, to make a payment on it.
This might sound like a trivial thing now, but you’d kick yourself later, if you had to pay late fees just because you lost your cheque book, or were too busy with your work to go to the bank and deposit the cheque. In fact, I’d go on to suggest that you add payment reminders on your email, phone or even a little post it on your refrigerator. Life gets busy sometimes, and a little help can go a long way in saving you late fee and interest payments.

4. Keep a track of your statement: A few years ago I went through my credit card statement online and saw that there were some charges from an unknown merchant. I was pretty sure, I had not bought anything from them, and I called up customer care to know what the charges were all about. I was put on hold for a long time, and couldn’t get through. However, the next day, I noticed that the merchant had reversed the transaction, and I even had a small credit from them.
While I was lucky in this case, there is no guarantee that credit cards won’t get abused. Always keep track of your monthly statement. If you can go online and check your transactions – that is even better, because you don’t have to wait until the end of the billing period. I go online every week or so and check up on my credit card statement to make sure no unauthorized use is happening.

5. Don’t use your credit card as an ATM: By this, I don’t mean that you shouldn’t use your credit card at the ATM, (although you should really, really avoid it as far as possible). What I mean is, there’s a tendency to withdraw cash from your credit card (since it’s so convenient) and that’s pretty addictive. Treating your credit card as an easy, reliable, access to cash will not help you in the long run. For one, the interest rates on cash withdrawals are generally much higher, and if you get into this habit, – you will run up high outstanding balances pretty quickly.
The cash advance limit, is also generally, a lot less, than the overall credit limit, so it won’t get you very far, anyway. The interest will keep adding up and grow very quickly. Withdrawing cash from your credit card should really be the last option. Usually, cash withdrawals come with some sort of cash advance charges, and more than that if you regularly withdraw cash from your credit card – again, it indicates a tendency to overspend and go beyond your means. This really means, that your personal finances are going down-hill.

Free cell phone tracking software -Cell phone locator-GPS tracker

Cell phone tracking softwares are now widely for funny or track lost/stole mobile phones either via GPS or GSM, especially giving iPhone and Android cell phones are so popular around the world, the demand for cell phone locator softwares reached a record high. In order to help our readers to choose the best cell phone trackers, we compared the cell phone GPS tracking softwares available and recommend the five best to smartphone users.

MobiWee

MobiWee currently supports Windows Mobile, Android, iPhone, and BlackBerry cell phones. Users can remotely Locate and track their device, retrieve their information, then lock, wipe, encrypt, delete certificates (for the corporate user), and shutdown their device from any web browser- even if the SIM card has been removed.
Find more about MobiWee

Find My iPhone

Once you enabled Find My iPhone on your iPhone, you can:
1. Locate your iPhone on a map.
2. Set a passcode lock remotely.
3. Display a message or play a sound on your lost iPhone.
4. Protect your privacy with Remote Wipe.
Find more about Find My iPhone

InstaMapper

InstaMapper is a free service that allows you to track a GPS-enabled cell phone online in real time.
1. Lots of storage.
2. Access to raw data.
3. Location sharing.
Find more about InstaMapper

Buddyway

Buddy is a free GPS track maker for mobile devices that allows you to track any mobile phone or PDA with built-in GPS (or with Bluetooth GPS receiver) in real time.
1. Track any GPS-enabled phone in real-time online.
2. Save trips for later reference.
3. Share the trips with desired people or keep them private.
4. Capture and comment on particular locations of your trip (in real-time) directly from your phone.
5. Import and save trips to Google Earth to visualize them in 3D-mode and more.
6. View route statistics and charts: route length, route duration, avg. & max. speed, altitude changes, etc.
7. Setup alerts on desired regions and get alerted when nearby.
8. See the list of supported devices on the website.
Find more about Buddyway

Mobile tracking system

Mobile Tracking System 1.51 is a free mobile phone tracker, it allows you tracing a mobile phone location via Gps.
1. Tracking a mobile phone location from a GSM mobile phone or GPS receiver.
2. Tracing your current location from a GSM cell phone or GPS receiver.
3. Add or edit a cellid directly from the mobile client.
4. Realtime any user tracking (if allowed by user).
5. Send and receive e-mail messages directly to and from the MTS client.
6. Send and receive MTS chat messages.
7. Send and receive files.
Find more about Mobile tracking system

9 easy tricks about Android 2.2

Since the release of Android 2.1, Google has been working on Version 2.2 and have made lots of improvement to challenge iPhone OS. Here are 10 tips to help you with your Androi 2.2 cell phone.

1. Excellent search functionality

Android 2.2 not only support voice search, but you also can search weather bus, contacts, webs, apps, calendar, drop boxes and footprints. In the meantime, you can switch on/off search history and suggestion.

2. Use search widgets on the screen

If you search a lot, and have enough space on your main screen, you can add a few search widgets, search for web, apps and contact respectively.

3. User-friendly keyboard

Android 2.2 has much improvements in typing. When typing with earlier version, you need to enter a new screen to input numbers and etc, but now you can see number 1 with the letter Q, and @ share the same key with letter S. This way you only have to press the S key longer than usual to input @ when type an Email address.

4. Hang up a phone call with power button

You can hang up a call by hitting the power button with Android 2.2 if you enable it in settings, but not all Android cell phone has this feature.

5. Enable Flash in Android 2.2

Android 2.2 cell phone has built in Adobe Flash 10.1 player, if your cell phone is Nexus One, you need to download it from Android Market before installing.

6. Turn off Flash

Although Flash provide you with more games and funny, but it slows you down while browse the internet, you can disable it in Android browser->settings->add on.

7. Use a PIN to protect your privacy.

Android 2.2 allows you to lock/unlock your cell phone with PIN.

8. Upgrade all your apps with a simple button

Well this is for those lazy people, you can upgrade all your apps by hitting only one button, or if you do not have time, this may turn out usefull to you.

9. Move stuff to your SD card.

We wrote this also before, please go to my previous post.

How to Get Back Your Hacked Facebook Account

Does someone hacked your Facebook account? Can’t access your account when you enter email ID and password?

Don’t worry here is a easy way to get back your hacked Facebook profile.Bad guys out there are using so many tricks to hack facebook users account.My best advice would be read many security forums and articles this will help you to improve system security and it also helps to avoid falling prey to those bad guys.

Steps to Get back your Hacked Facebook Account:

1. First goto this My Facebook Account has been hacked page.

2. Fill up the contact page.

3. Correctly fill all the details asked

• Your email address
• Full name on the account (Enter the Full Name as you have given in Your Face Book Account)
• Date of birth.
• URL (web address) of your profile page.

4. Click Submit button.

That’s it. They will mail you and guide you to reset your Password

How to prevent your account getting hacked in Future?

1. Use a powerful Antivirus, Anti Spyware and Anti Rookit Aplications.

2. Set strong passwords for all your mail accounts.Checkout this useful article to create strong Password.

3. Change all your important mail accounts and social networking site passwords at least two months once.

4. Read Security articles and know how people trick to hack your account.This will help you to be extra careful while you are online.

Stay Protected Stay connected safely with your friends and family members

Android cell phone hidden secret codes

These codes vary, depend on different cell phones, some secret codes may not be available. Please be cautious before try these codes on you cell phone, and you are responsible for any consequences of you actions.

*#*#4636#*#*
Display cell phone, battery, usage statistics and WiFi information

*#*#7780#*#*
Restore to factory settings, do not delete preinstalled apps and SD card files

*2767*3855#
Restore to factory settings; delete all files in SD card

*#*#197328640#*#*
Launch service mode to test and change certain settings

*#*#232339#*#* or *#*#526#*#* or *#*#528#*#*
Test WiFi

*#*#232338#*#*
Display WiFi MAC address

*#*#1472365#*#*
GPS test

*#*#1575#*#*
Other GPS test

*#*#232331#*#*
Bluetooth test

*#*#232337#*#
Display Bluetooth physic address

*#*#8255#*#*
Start Gtalk monitoring

*#*#4986*2650468#*#*
PDA, Phone, H/W, RFCallDate

*#*#1234#*#*
PDA and Phone

*#*#1111#*#*
FTA SW version

*#*#2222#*#*
FTA HW version

*#*#44336#*#*
PDA, Phone, csc, build Time, anzhi.name, changelist number

*#*#0283#*#*
Packet Loopback

*#*#0*#*#*
LCD test

*#*#0673#*#* or *#*#0289#*#*
Melody test

*#*#0842#*#*
Device test such as viberation and lightness

*#*#2663#*#*
Display touchscreen version

*#*#2664#*#*
Touchscreen test

*#*#0588#*#*
Distance sensor test

*#*#3264#*#*
Display memory version

BlackBerry secret codes for your cell phone

1. Decibel meter.
Shows your signal strength in decibels instead of bars.
Hold “Alt” and press “NMLL” (repeat to reverse the effect).

2. Address Book file verification.
Checks the data in your Address Book for inconsistencies.
Hold “Alt” and press “VALD” in the Address Book.

3. Address Book data structure rebuild.
Forces a data structure re-build in the Address Book.
Hold “Alt” and press “RBLD” in the Address Book.

4. View source code.
Shows the source code of a Web page.
Hold “Alt” and press “RBVS”  in the Address Book.

5. Help Me! menu.
Provides crucial technical information about your device.
Hold “Alt” and (left) “shift”, then press “H”.

6. IMEI number.
Shows your device’s international mobile equipment identity (IMEI – your serial number) on-screen.
Type “*#06#” on the home screen.

7. “Soft” reset.
Performs a “soft” reset of your device; the equivalent of doing a “battery pull” (ie. Removing the battery for a few seconds).
Press-and-hold “Alt”, then press-and-hold (left) “shift”, then press-and-hold “Del”.

8. Event Log.
Shows event logs of all the system-level events that occur on your cell phone.
Hold “Alt” and press “LGLG”.

In some cases, you will need to be on the Home screen when you enter these codes:
A or C = phonebook
S = search
F = phone profiles
W or B = browser
H = help
K = locks the keys
L = calendar
V = messages
M = messages folder
R = alarm
T = tasks
U = calculator
I = applications
O = options
P = phone.
T – Top of page (in browser)
B – Bottom of page (in browser)
Space – Page down (in browser)
ALT + Right Shift + Del = hard reset
D – Memo pad
U – Switch between hide/unhide in title bar (in browser)
ALT + NMLL = numbers instead of bars for signal strength

Apple iPhone secret codes

iPhone is very popular around the world among young people, we here collect some good iPhone secret codes.
*3001#12345#* + tap Call. Enter Field Mode. Field mode contains lots of iPhone inner settings, especially newest network and cell information.
*#06# Shows your IMEI. No need to tap Call. IMEI is the unique identifier for your mobile phone hardware.
*777# + tap Call. Account balance for prepaid iPhone only.
*225# + tap Call. Bill Balance. (Postpaid only)
*646# + tap Call. Check minutes (Postpaid only).
*#21# + tap Call. Set interrogation for call forwards. Discover the settings for your call forwarding. You’ll see whether you have voice, data, fax, SMS, sync, async, packet access, and pad access call forwarding enabled or disabled.
*#30# + tap Call. Check the calling line presentation. This shows whether you have enabled or disabled the presentation of the calling line, presumably the number of the party placing the call.
*#76# + tap Call. Check whether the connected line presentation is enabled or not. State whether the connected line presentation is enabled or disabled. Similar to the calling line presentation.
*#43# + tap Call. Determine if call waiting is enabled. Shows call waiting status for voice, data, fax, SMS, sync data, async data, packet access and pad access. Each item is either enabled or disabled.
*#61# + tap Call. Check the number for unanswered calls. Show the number for voice call forwarding when a call is unanswered. Also show the options for data, fax, SMS, sync, async, packet access and pad access.
*#62# + tap Call. Check the number for call forwarding if no service is available. Just like the previous, except for no-service rather than no-answer situations.
*#67# + tap Call. Check the number for call forwarding when the iPhone is busy. And again, but for when the iPhone is busy.
*#33# + tap Call. Check for call control bars. Check all the usual suspects (voice, data, fax,SMS, etc) to see whether barring is enabled or disabled for outgoing.

Motorola cell phone secret codes

Below are some secret codes for Motorola cell phones:
IMEI number: *#06#
Lock keys: *7
Select phone line – (to write below the provider name): [] [] [] 0 0 8 [] 1 []
Add phoneboOK to main menu: [] [] [] 1 0 5 [] 1 []
Add messages to main menu: [] [] [] 1 0 7 [] 1 []
Copy SIM memory (phoneboOK menu): [] [] [] 1 0 8 [] 1 []
Eng Field options (main menu): [] [] [] 1 1 3 [] 1 []
Slow (Frequency of search menu): [] [] [] 1 0 1 [] 1 []
Medium (Frequency of search menu): [] [] [] 1 0 2 [] 1 []
Fast (Frequency of search menu): [] [] [] 1 0 3 [] 1 []
Enable EFR: [] [] [] 1 1 9 [] 1 []
Function: [] [] [] # # # [] 1 []
Change pin: [] [] [] 0 0 4 [] 1 []
Unblocking using the “puk” number: [] [] [] 0 0 5 [] 1 []
Note: [] (pause) means the * key held in until box appears.
You can change GSM frequencies to 900/1800 by entering the enginnering model:
Enter menu and press 048263* quickly,then you will enter the secret engineering menu under “Opcode”
Input 10*0*3 for GSM 900
10*0*4 for GSM 1800
10*0*5 for GSM 1900
10*0*6 for dual band GSM 900/1800
10*0*7 for dual band GSM 850/1900
To add extra message space to your Motorola C350 C450 C550 or C650, press menu button, press 048263* quickly, then on the popup menu enter 47 and press OK, press 50 and OK, press 1 OK, press 64 OK, press 1 OK, press 186 and OK. Then you will receive an extra 50 MSGs memory space. Switch phone off and back on.

LG secret codes

LG cell phones are a little different from other mobile phones, they do not have the same secret codes for all mobile phones, but below codes work on most LG cell phones, you may wanna give it a go.
Test mode: 2945#*#
Secret menu: 2945*#01*#
IMEI number: *#06#
IMEI and SW (LG 510): *#07#
OS version (LG B1200): *8375#
Recount cheksum (LG B1200): *6861#
Factory settings (B1200): #PWR 668
Simlock menu (LG B1200): 1945#*5101#
Simlock menu (LG 510W, 5200): 2945#*5101#
Simlock menu (LG 7020, 7010): 2945#*70001#
Simlock menu (LG 500, 600): 2947#*
Special codes for LG-U81XX series cell phone

Code to read phone version :
- Phone without SIM
- Enter 277634#*# or 47328545454#
- Select ‘SW Ver.info’
Code to reset phone :
- Phone without SIM
- Enter 277634#*# or 47328545454#
- Select ‘Factory Reset’
Code to enter unlock menu :
- Phone with SIM
- Enter 2945#*88110#
Test Menu 8330 : 637664#*#
Test Menu 8180 V10a: 49857465454#
Test Menu 8180 V11a: 492662464663#
Test Menu 8130-8138: 47328545454#
Test Menu 8110-8120: 277634#*#

Priority Inbox in Gmail for mobile

If you’ve ever cursed a phone’s tiny screen as utterly inadequate for sifting through an overflowing inbox you’ll be pleased to hear that the Gmail mobile web app now supports Priority Inbox. Priority Inbox helps combat information overload by automatically identifying your important messages so you can focus on those first. Until today it was only available on the desktop and on Android devices.

Now, once you set up Priority Inbox in the desktop version of Gmail, you’ll see Priority Inbox sections when you visit gmail.com from your phone’s browser and click on the ‘Menu’ screen. You’ll also see importance markers in your inbox, so you can quickly identify which messages are important.



This feature is available for most mobile browsers that support HTML5, such as devices running Android 1.5+ and iOS 3+. Currently, you can’t set up Priority Inbox or mark messages as important or unimportant from here. If you have suggestions or want to learn more, visit our Help Center and forum.

General Samsung Secret Codes

General Samsung Secret Codes

Show IMEI : *#06#

Show Software Version : *#9999#

Show Software Version (instructions) : *#0837#

Show Serial Parameters : *#0001#

Activates the smiley when charging : *#9125#

Battery status (capacity, voltage, temperature) : *#9998*228#

Program status : *#9998*246#

Change Alarm Buzzer Frequency : *#9998*289#

Debug screens : *#9998*324#

Watchdog : *#9998*364#

EEPROM Error Stack - Use side keys to select values. Cancel and OK : *#9998*377#

Trace Watchdog : *#9998*427#

Change LCD contrast - Only with version G60RL01W : *#9998*523#

Jig detect : *#9998*544#

Memory status : *#9998*636#

SIM File Size : *#9998*746#

SIM Service Table : *#9998*778#

RTK (Run Time Kernel) errors - if ok then phn is reset, info is put in memory error : *#9998*785#

Run, Last UP, Last DOWN : *#9998*786#

Software Version : *#9998*837#

Test Vibrator - Flash the screenligth during 10 seconds and vibration activated : *#9998*842#

Vocoder Reg - Normal, Earphone or carkit can be selected : *#9998*862#

Diag : *#9998*872#

Reset On Fatal Error : *#9998*947#

Last/Chk : *#9998*999#

Yann debug screen (=Debug Screens?) : *#9998*9266#

Software version : *#9998*9999#

Changes serial parameters (s=?, f=0,1, t=0,1) (incomplete) : *0001*s*f*t#

How To Lock a Folder Without any Software?

Hai Friends……
Now you can lock a folder in Windows Xp without using any software … To create a folder lock you have to do follow below things……
1. Open Notepad
2. Copy(Ctrl+c) and paste(Ctrl+V) the below code in notepad,
cls
@ECHO OFF
title Folder Locker
if EXIST “Control Panel.{21EC2020- 3AEA-1069- A2DD-08002B30309 D}” goto UNLOCK
if NOT EXIST Locker goto MDLOCKER
:CONFIRM
echo Are you sure u want to Lock the folder(Y/N)
set/p “cho=>”
if %cho%==Y goto LOCK
if %cho%==y goto LOCK
if %cho%==n goto END
if %cho%==N goto END
echo Invalid choice.
goto CONFIRM
:LOCK
ren Locker “Control Panel.{21EC2020- 3AEA-1069- A2DD-08002B30309 D}”
attrib +h +s “Control Panel.{21EC2020- 3AEA-1069- A2DD-08002B30309 D}”
echo Folder locked
goto End
:UNLOCK
echo Enter password to Unlock folder
set/p “pass=>”
if NOT %pass%==ABCD goto FAIL
attrib -h -s “Control Panel.{21EC2020- 3AEA-1069- A2DD-08002B30309 D}”
ren “Control Panel.{21EC2020- 3AEA-1069- A2DD-08002B30309 D}” Locker
echo Folder Unlocked successfully
goto End
:FAIL
echo Invalid password
goto end
:MDLOCKER
md Locker
echo Locker created successfully
goto End
:End

3. And save it as a “Locker.bat”
4. You can Change the Password by Changing “ABCD” at the line No. 23
5. Now you will get a new folder Named with Locker when you opened locker.bat. In that folder you can paste your Important Things in that folder. After that you can lock that folder by opening locker.bat to lock that folder… That’s it
Enjoy

Nokia Latest Handsets Secret codes

Nokia N95 Secret Codes

*#06#
IMEI number (International Mobile Equipment Identity)

*#0000#
Firmware version and date, Phone Model and Operator Variant

*#92702689#
Life timer (W A R 0 A N T Y) - The amount of time your phone has spent sending and receiving calls.

*#62209526#
Wireless MAC Address (M A C _ W L A N)

*#2820#
Bluetooth MAC address (B T A 0?)

*#7370#
Format phone (R E S 0 ?)

*#7780#
Factory Reset (R S T 0 ?)

Note:
Format phone restores phone to as if it was out of the box. Retains firmware version and operator Variant changes but wipes all applications you have installed. Does not format the memory card so any apps on there may reinstall once powered back up again.

Another way to format some symbian phones: Power off phone. Press and hold Green, * and 3 and keep them held whilst powering on and for a few seconds after.

Factory Reset resets all settings to defaults but keeps any applications you have installed and photos etc. Both need the Security code, which, by default, is 12345.

N95 picture viewer:
2 – Scroll up (when zoomed)
4 – Scroll left (when zoomed)
5 – Zoom in (12.5%/25%/50%)
6 – Scroll right (when zoomed)
8 – Scroll down (when zoomed)
0 – Zoom out

Press and hold (in Standby):
Right selection key: Voice commands
Multimedia Key: Now Playing
1: Voicemail
2-9: shortcuts to address book you need to set up first
0: Web
#: Switches between General and Silent modes - not supported by all Operator Variants (when composing messages will switch between character and number input when held down)

12# (etc) in standby will dial the number held in location 12 on your SIM address book.

Nokia N93 Secret Codes

#06#
to check the IMEI.

*#0000#
To check the firmware version and date.

*#92702689# *#war0anty#
To check the IMEI. The date when it was purchased, and the date when it was repaired.

*4720# (*hra0#)
To activates the Half Rate.

#4720# (#hra0#)
To deactivates Half Rate.

*#3370# (*efr0#)
To activates Enhanced Full Rate.

*#746085685# (*#sim0clock#)
To check the SIM clock status.

*#7220# (*#pca0#)
To activate the GPRS and Packet Common Control Channel(PCCCH) supports.

*#7230# (*#pcd0#)
To deactivate the GPRS and Packet common control channel (PCCCH)supports.

*#7760# (*#ssn0#)
To check the manufacturing serial number.

*#2820# (*#bta0#)
To check the Bluetooth MAC address (Phone must have a built in bluetooth adapter).

*#7370925538# (*#res0wallet#)
Reset the mobile wallet.

Nokia E91 Secret Codes

*#06# : Display the IMEI.

*#0000# : Display the firmware version and date.

*#bta0# : Display the Bluetooth MAC address.

*#opr0logo# : Clear the operator logo .

*#pca0# : Activate the GPRS PCCCH support.

*#pcd0# : Deactivate the GPRS PCCCH support .

*#res0wallet# : Reset the mobile wallet.

*#sim0clock# : Display the SIM clock status.

*#ssn0# : Display the manufacturing serial number.

*#war0anty# : Display the manufacturing and repair.

*efr0# : Enable EFR encoding.

#efr0# : Disable EFR encoding.

*hra0# : Enable HR encoding.

#hra0# : Disable HR encoding.

#pw+1234567890+n#
Display the SIM lock status:

n = 1: provider lock.
n = 2: network lock.
n = 3: country lock.
n = 4: SIM lock.

SMART TRICK :
- Press the media key to switch between now playing and current view.
- Press and hold the media key to start the Visual Radio (FM Radio.
- In Music Player, if you press the joystick up or down twice the scrolling speed goes to 'Fast' mode.

Nokia 9500 Secret Codes

To check IMEI press
*#06#.

To check the Software Version press
*#170602112302#.

If Imagine the cell battery is very low, and an important call is expected what to do there is a a reserve battery in the absence of the charger then to activate the key and recharge the cell again is to press "*3370#".

#3370#
To deactivate Enhanced Full Rate Codec( EFR).

*#4720#
To activate Half Rate Codec.

*#0000#
It displays the software version of the phone.

*#9999#
To check the phones software version if *#0000# does not work.

#pw+1234567890+1#
To check the Provider Lock Status. ( "*" sigh to obtain the "p,w" and "+" symbols).

#pw+1234567890+2#
To check the Network Lock Status. ( "*" sigh to obtain the "p,w" and "+" symbols).

#pw+1234567890+3#
To check the Country Lock Status. ( "*" sigh to obtain the "p,w" and "+" symbols).

#pw+1234567890+4#
To check the SIM Card Lock Status.( "*" sigh to obtain the "p,w" and "+" symbols).

*#147#
vodafone this lets you know who called you last time *#1471#.

*#21#
Allows you to check the number that "All Calls" are diverted.

*#2640#
It displays the security code.

#30#
It lets you see the private number.

*#67705646#
It removes operator logo on 3310 & 3330.

*#73#
It reset the phone timers.

*#746025625#
It displays the SIM Clock status.

*#7760#
Manufactures code.

*#7780#
Restore factory settings.

*#92702689#
(to rember *#WAR0ANTY#)

Nokia 9300 Secret Codes

To check IMEI press
*#06#.

To check the Software Version press
*#170602112302#.

If Imagine the cell battery is very low, and an important call is expected what to do there is a a reserve battery in the absence of the charger then to activate the key and recharge the cell again is to press "*3370#".

#3370#
To deactivate Enhanced Full Rate Codec( EFR).

*#4720#
To activate Half Rate Codec.

*#0000#
It displays the software version of the phone.

*#9999#
To check the phones software version if *#0000# does not work.

#pw+1234567890+1#
To check the Provider Lock Status. ( "*" sigh to obtain the "p,w" and "+" symbols).

#pw+1234567890+2#
To check the Network Lock Status. ( "*" sigh to obtain the "p,w" and "+" symbols).

#pw+1234567890+3#
To check the Country Lock Status. ( "*" sigh to obtain the "p,w" and "+" symbols).

#pw+1234567890+4#
To check the SIM Card Lock Status.( "*" sigh to obtain the "p,w" and "+" symbols).

*#147#
vodafone this lets you know who called you last time *#1471#.

*#21#
Allows you to check the number that "All Calls" are diverted.

*#2640#
It displays the security code.

#30#
It lets you see the private number.

*#67705646#
It removes operator logo on 3310 & 3330.

*#73#
It reset the phone timers.

*#746025625#
It displays the SIM Clock status.

*#7760#
Manufactures code.

*#7780#
Restore factory settings.

*#92702689#
(to rember *#WAR0ANTY#)

NOKIA 6110 / 6120 / 6130 / 6150 / 6190 Secret Codes

IMEI number:
* # 0 6 #

Software version:
* # 0 0 0 0 #

Simlock info:
* # 9 2 7 0 2 6 8 9 #

Enhanced Full Rate:
* 3 3 7 0 # [ # 3 3 7 0 # off]

Half Rate:
* 4 7 2 0 #

NOKIA 5110 / 5120 / 5130 / 5190 Secret Codes

IMEI number:
* # 0 6 #

Software version:
* # 0 0 0 0 #

Simlock info:
* # 9 2 7 0 2 6 8 9 #

Enhanced Full Rate:
* 3 3 7 0 # [ # 3 3 7 0 # off]

Half Rate:
* 4 7 2 0 #

Provider lock status:
#pw+1234567890+1

Network lock status:
#pw+1234567890+2

Provider lock status:
#pw+1234567890+3

SimCard lock status:
#pw+1234567890+4

Nokia E-Series Secret Codes

Check software version and the release number of your device:
*#0000#

See WLAN MAC address:
*#62209526#

See Bluetooth MAC address:
*#2820#

To hard reset and restore to factory settings:
*#7370# (default lock code is 12345)

See IMEI (International Mobile Equipment Identity) number:
*#06#

Check number where calls are diverted:
*#61#

Nokia N80 Secret Codes

*#06#
To check the IMEI.

*#0000#
To check the firmware version and date.

*#92702689# *#war0anty#.
To check the IMEI. The date when it was purchased, and the date when it was repaired.

*4720# (*hra0#)
To activates th e Half Rate.

#4720# (#hra0#).
To deactivates Half Rate.

*3370# (*efr0#).
To activates Enhanced Full Rate.

#3370# (#efr0#).
To deactivates Enhanced Full Rate.

*#746085685# . (*#sim0clock#)
To check the SIM clock status.

*#7220# (*#pca0#)
To activate the GPRS and Packet Common Control Channel PCCCH) supports.

*#7230#. (*#pcd0#)
To deactivate the GPRS and Packet common control channel (PCCCH)supports.

*#7760# (*#ssn0#)
To check the manufacturing serial number.

*#2820# (*#bta0#)
To check the Bluetooth MAC address.

*#7370925538#. (*#res0wallet#)
Reset the mobile wallet.

Nokia E70 Secret Codes

To check the IMEI(International Mobile Equipment identity)
*#06#

To check the firmware version and date use
*#0000#

To check the Bluetooth MAC use
*#bta0#

To check the WLAN MAC address
*#mac0wlan#

To clear the operator logo
*#opr0logo#

To activate
*#pca0#

to deactivate
*#pcd0# the GPRS PCCCH support

To check the SIM clock status
*#sim0clock#.

To check the software version
*#170602112302#.

To check the Warranty codes
*#war0anty#.

#pw+1234567890+n#
Display the SIM lock status:

n = 1: provider lock.
n = 2: network lock.
n = 3: country lock.
n = 4: SIM lock.

Nokia E65 Secret Codes

*#06#
To check the IMEI.

*#0000#
To check the firmware version and date.

*#92702689# *#war0anty#
To check the IMEI. The date when it was purchased, and the date when it was repaired.

*4720# (*hra0#)
To activates the Half Rate.

#4720# (#hra0#)
To deactivates Half Rate.

*3370# (*efr0#)
To activates Enhanced Full Rate.

#3370# (#efr0#)
To deactivates Enhanced Full Rate.

*#746085685# (*#sim0clock#)
To check the SIM clock status.

*#7220# (*#pca0#)
To activate the GPRS and Packet Common Control Channel(PCCCH) supports.

*#7230# (*#pcd0#)
To deactivate the GPRS and Packet common control channel (PCCCH)supports.

*#7760# (*#ssn0#)
To check the manufacturing serial number.

*#2820# (*#bta0#)
To check the Bluetooth MAC address.
*#7370925538# (*#res0wallet#)
Reset the mobile wallet

Nokia E61 Secret Codes

Hard Reset
Old   : *#7370# or “Original Settings” dialogue
New : hold Green (send) and 3 and * whilst turning on
Lock code: 12345

Holding down # will toggle between the current profile and silent mode
Blue Function Key + Ctrl activates Bluetooth.
Blue Function Key + Chr activates IR.
Ctrl + C copies
Ctrl + X cuts
Ctrl + V pastes
Ctrl + Joystick Down functions as Page Down (goes to the next page down)
Ctrl + Joystick Up functions as Page Up (goes to the next page up)
Shift + Joystick Left or Right highlights one letter at a time.
Shift + Ctrl + Joystick Left or Right highlights one word at a time.
Ctrl + Joystick Left or Right moves the cursor from word to word.

*#0000#
Displays the phone’s firmware

*#06#
Displays IMEI

*#2820#
Displays your bluetooth address

*#62209526#
Displays WLAN adapter’s MAC address

*#92702689#
Displays the phone’s life timer

Nokia E60 Secret Codes

*#06#
To check the IMEI.

*#0000#
To check the firmware version and date.

*#92702689# *#war0anty#
To check the IMEI. The date when it was purchased, and the date when it was repaired.

*4720# (*hra0#)
To activates the Half Rate.

#4720# (#hra0#)
To deactivates Half Rate.

*3370# (*efr0#)
To activates Enhanced Full Rate.

#3370# (#efr0#)
To deactivates Enhanced Full Rate.

*#746085685# (*#sim0clock#)
To check the SIM clock status.

*#7220# (*#pca0#)
To activate the GPRS and Packet Common Control Channel(PCCCH) supports.

*#7230# (*#pcd0#)
To deactivate the GPRS and Packet common control channel (PCCCH)supports.

*#7760# (*#ssn0#)
To check the manufacturing serial number.

*#2820# (*#bta0#)
To check the Bluetooth MAC address.

*#7370925538# (*#res0wallet#)
Reset the mobile wallet.

How to Get Facebook Email Address

I like using Gmail very much. Recently Facebook aslo came up with its own Email service.Some experts believe this is going to a Gmail Killer.Facebook is one of the best-known social network site coming up with lots of features day-to-day. This new email service is also called as the Social Inbox because it offers integration across multiple communications and this would mean quicker emailing and sharing of information.With this new service you can get Texts, chat and email together in one simple conversation.

Cool Features of “Facebook Email Service”:

1. All your messages at one Place:

• Include email by activating your optional Facebook email address
• Control who can send you messages through your privacy settings

2. Full conversation history:

• No need for subject lines or other formalities
• Easily leave large conversations that no longer interest you

3. Focus on messages from friends & family:

• Messages from unknown senders and bulk email go into the Other folder
• Spam is hidden from view automatically

How to Register Facebook Email Service?

 

 

 

 

 

 

 

 

1. In order to get a invite to this service you need to visit this Page.
2. Click on the ‘Request Invite’ button.
3. You would be notified that ‘You will receive an Invite soon’ and this could even take a few weeks because millions are already waiting to try out this new service.

Let’s wait for few weeks to experience this new email service.

Investing sensibly in the stock market

The common view of the stock market is that, it’s a place for gamblers and risk takers. Only if you have the capital, and the nerve to take risks, should you invest money in the stock market. Otherwise one is better off staying away from the stock market and putting money in safe fixed deposits. The truth is far removed from myth, if one looks at the stock market with a different perspective, and avoids the hype and hysteria associated with it. Let’s look at different aspects of investing in the stock market.

Let start with the basics – What is the stock market?

The stock market is a place, where buyers and sellers meet to buy and sell companies or rather small pieces of it. That’s all there is to it! Nothing more, nothing less! The small pieces are called shares and they represent a really small ownership of the company. Owning such a share, entitles the investor to his or her share of the profits, the business makes. This generally, is paid out to the investor, as a dividend. The management does not give out all the profits to the investor, of course. They retain some portion of the profits to re-invest and grow the business. Learn How to start in Stock Market

So how should one invest?

If you agree with the above definition of the stock market, the idea of investing in the stock market boils down to investing your money in a select group of companies. If the purpose of an investor, is to make a decent return on the money invested by him, then he should choose companies or businesses which are sound, consistently profitable for a long time and run by shareholder friendly management.

Finding a good company

Let’s explore the above statement a bit further. The long-term return for a shareholder, (where long-term is 5 years or more,) equals the underlying returns generated by the company. The returns for a shareholder can fluctuate from year to year based on the market moods and sentiment, but over the long run, investor returns always track the returns of the company. If the company can earn 20% on its capital, then the investor will make around the same returns over the long-term. Thus, we now arrive at the first criteria for successful long term investing, i.e., To make above average returns, one should invest in above average companies.

The above criteria is not a revelation to most people. However very few people want to follow the obvious as they think, that there’s some hidden magic in the stock market.

So how does one find the above average companies?

Look around you. Do you see products which have been around for quite some time and are used by a lot of people? Find out the companies behind them… That would be a good place to start. (Cue, the groans — I never said investing in the stock market does not require work.

Analyzing the company

Once you have identified a few names, the next step would be to get the annual report of the company and browse through it. The mention of reading an annual report sounds really daunting or off-putting to most people. However if you bring yourself to do it, it will place you ahead of 90% of the people in the stock market! The idea of browsing through the annual report is not to become an expert at it, but to get a feel for the nature of the company. One can focus on some of the following sections to see if the company is worth putting your money in,

Management discussion and analysis – This is the section where the management describes the business and lays out the plan for the company.

Profit and loss and balance sheet – This is the section which tells you, if the company is making a profit or not, how much debt is held by the company, the amount of dividend etc. If you come across a term you don’t understand – search for it on the internet or talk to a friend or someone with a background in finance.

A few important factors should be checked when analyzing the annual report. A short list of these factors can be

• Is the company profitable and has it made profits consistently in the last 10 years?
• Has the company paid dividends consistently in the last 10 years and has the dividend increased over the same period?
• Has the company kept the debt equity ratio constant or better yet reduced the debt?
• Has the company been able to introduce new successful products in the market?

An example

Let’s look at an example – Asian Paints. This is one of most well-known companies in India. This company has been the number one paint company for the last 20+ years. The company’s products like tractor distemper and emulsion, apcolite enamel, Apex exterior etc are well known and are widely available. The company has been in business for over 30 years and hence we can be confident that the company has done something right consistently to be the no.1 paint company in India.

The annual report shows good performance over a long period of time. The ‘ten year review’ in the annual reports shows an increasing profits and dividend over the years. The company has used these profits to reduce the debt, pay out an increasing amount of dividend and re-invested the balance in the business to grow it over the years.

The above performance has been reflected in the share price too. An investment of Rs 1000 in 1998-1999 would now be worth around 19000 which translates to an annual return of around 31%! And this doesn’t include annual dividends!

When to buy?

The immediate question which comes to mind is when should one buy the stock? There is an army of people out there, whose job is to advice investors the exact time to get in and out of stocks. I would personally say an investor would be far better off if he or she switched off the TV and ignored the advice of these so-called experts. If one is able to find a stock like the one above, the best approach is to invest in the company on a regular basis. If one can save Rs 2000 per month, then go ahead and invest 6000 Rs every quarter. A regular  program of investing in good companies on a regular basis, while ignoring the noise and chatter of the stock market pundits, will give you very good returns and also good sleep at night.

Nokia Mobile Codes (Nokia Tricks)

3370# Activate Enhanced Full Rate Codec (EFR) – Your phone uses the best sound quality but talk time is reduced my approx. 5%

#3370# Deactivate Enhanced Full Rate Codec (EFR)

*4720# Activate Half Rate Codec – Your phone uses a lower quality sound but you should gain approx 30% more Talk Time.
#4720# Deactivate Half Rate Codec.

*#0000# Displays your phones software version, 1st Line : Software Version, 2nd Line : Software Release Date, 3rd Line : Compression Type.

*#9999# Phones software version if *#0000# does not work.

*#06# For checking the International Mobile Equipment Identity (IMEI Number).

#pw+1234567890+1# Provider Lock Status. (use the “*” button to obtain the “p,w” and “+” symbols).

#pw+1234567890+2# Network Lock Status. (use the “*” button to obtain the “p,w” and “+” symbols).

#pw+1234567890+3# Country Lock Status. (use the “*” button to obtain the “p,w” and “+” symbols).

#pw+1234567890+4# SIM Card Lock Status. (use the “*” button to obtain the “p,w” and “+” symbols).

*#147# (vodafone) this lets you know who called you last.

*#1471# Last call (Only vodofone).

*#21# Allows you to check the number that “All Calls” are diverted to.

*#2640# Displays security code in use.

*#30# Lets you see the private number.

*#43# Allows you to check the “Call Waiting” status of your phone.

*#61# Allows you to check the number that “On No Reply” calls are diverted to.

*#62# Allows you to check the number that “Divert If Unreachable (no service)” calls are diverted to.

*#67# Allows you to check the number that “On Busy Calls” are diverted to.

*#67705646# Removes operator logo on 3310 & 3330.

*#73# Reset phone timers and game scores.

*#746025625# Displays the SIM Clock status, if your phone supports this power saving feature “SIM Clock Stop Allowed”, it means you will get the best standby time possible.

*#7760# Manufactures code.

*#7780# Restore factory settings.

*#8110# Software version for the nokia 8110.

*#92702689# Displays – 1.Serial Number, 2.Date Made, 3.Purchase Date, 4.Date of last repair (0000 for no repairs), 5.Transfer User Data. To exit this mode you need to switch your phone off then on again.

*#94870345123456789# Deactivate the PWM-Mem.

**21*number# Turn on “All Calls” diverting to the phone number entered.

**61*number#Turn on “No Reply” diverting to the phone number entered.

**67*number# Turn on “On Busy” diverting to the phone number entered.

12345 This is the default security code.

press and hold # Lets you switch between lines.

Android: 5 ways to get rid of lack of memory issue

Many Android cell phone users always run into the issue of lack of memory, or the phone is less responsive, especially when you installed too many applications. There are a lot of ways to save space, but some of them are most effective, if you have the same problem, you can try below methods.
1. Clear caches generated by apps
Since every cell phone has limited ROM space and Android V2.2 earlier versions won’t let you install applications in SD card, we have to clear the cache generated by apps to free the memory. Go to Settings->Applications->Manage applications, you can find that some apps have caches, just press Clear Cache, that would save you a few MB memory for you, sometimes even over 10 MBs.
2. Cleanup /data/dalvik-cache
If you run out of memory, try first to remove everything in /data/dalvik-cache then reboot immediately. The necessary .dex files will be recreated automatically. I had about 15 MB of old unnecessary .dex files.
3. Delete old applications
If you have already upgraded Google Maps from the Market, you can delete /system/app/Maps.apk and /data/dalvik-cache/system@app@Maps.apk@classes.dex since the new version uses different file names. You must remount /system rw as shown below to be able to delete stuff from /system/app. Be very careful when modifying /system, you can break your phone. Don’t forget to remount it afterwards.
4. Use cache cleaning apps.
There a many cache cleaning apps on Android market, like Quick
App Clean Cache, but you need to pay for it. If you get root, you can also try CacheCleaner, CacheMate, and MoveCache to clear caches easily.
5. Move apps to SD card
This requires a lot of Linux expertise because you may mess it up, but this will surely save a lot of memory for you. But keep in mind Widgets and system apps won’t work when you move them to SD card, so you need to make sure apps are supporting apps to SD. You can also use Apps 2 SD or SDMove to help you when doing so.
Above 5 ways are the best to help you save memory and make your cell phone more responsive. Besides, you can uninstall apps you never or seldom use, or reboot your cell phone when it runs slowly, this helps as well.

How To Get Old Facebook Photo Viewer

To switch Facebook Photo Viewer back to classic view without that annoying black pop-up slideshow, press “F5” key on the keyboard when viewing a photo in the new Photo Viewer layout. This will reload the page and you will be greeted with the classic Facebook Photo Viewer.This will come back to classic photo viewer.

How to Get the old classic photo viewer.This easy tutorial will get you back to the old Facebook photo viewer.Many dont like the new facebook viewer and it becomes annoying when you dont want it.
Heres it

Useful Tips to Stay Creative

If your job or hobby involves any type of creative activity, you know how difficult it can be to stay fresh and bring new and original ideas to the table every day. Thankfully this list of one-liners is worth keeping in your back pocket for the next time you feel run down or you're suffering writer's block.
Whether you write for fun or profit, do graphic design, paint, draw, or make music, you know it can be difficult to come up with new and original ideas every time you have to start a new project. Over at Paul Zii's Tumblr blog, he has a list of 29 great one-line tips to help you stay creative or get inspired if you're feeling the sting of writer's block, or your muse hasn't visited in a while.
Most of the suggestions are fairly esoteric, but they're good to remember even if you're on a creative roll. For example, surrounding yourself with creative people is always a great way to find inspiration through other people who are already inspired. Getting feedback is another great way to continue the creative process, and it's highly underrated: getting the opinion of the people you look up to or the people who edit your work is a great way to find new areas to explore or challenging topics or material to try.
Another important thing to do when you're trying to stay creative is to allow yourself to make mistakes. Not every article you write will be a hit, and not every painting you paint will be a masterpiece. Not every comic you draw will be funny, or stand-up routine a smash hit. Still, the important thing is to try new material fearlessly and learn from the experience if it doesn't go well. That leads to another great tip on the list: Don't give up.
The list has 29 specific tips, some of which are more helpful than others, but they're a good read. What are some of your favorite ways to stay creative or motivated when you start feeling down or uninspired?

What are Different ways of Buying Mutual Funds

There was a time, when mutual fund investing was limited to calling an agent and investing through him. He filled a form for you, and only bothered you for signatures; This was called as “convenient service.”.  Things have changed now though. With entry loads abolished by SEBI and with so many technological advances, we have different ways of investing in mutual funds .This article explains the different ways of investing in mutual funds: through agents, AMC’s, demat, and web portals. Lets take a look-see…

Different ways of Investing in Mutual Funds

Through an Agent

This is the oldest and one of the most convenient ways of investing in mutual funds. You just call an agent and tell him you want to buy mutual funds. He comes right to your door, & fills in the various forms. All you need to do, is sign the forms. Since the abolition of entry loads, you now have to compensate the agent for his services, and pay him commission on the amount invested. Agents can charge anywhere from 1-2% of the amount to be invested. Make sure you don’t pay him more than 1%, which is a good enough amount of brokerage, for expediting the process (filling in forms, carrying them to the Mutual Fund offices, having them processed et al.) If he gives you sound advice on what mutual funds would suit you, and would help you achieve your financial goals, you could then, compensate him more. That makes sense. Be cautious though! Check the details of the form and what is filled. Ideally, you should fill the form.
You should go with this way of investing only if you want convenience and comfort takes more precedence. Click on this AMFI Agent Search Link to search for mutual funds agents in your city. You can submit the search with different parameters and get a list of all the agents with their name, address & phone numbers. There are many agents who are linked with many companies (like NJInvest or Prudent Advisory) who provide login facility, where you can login and see your mutual funds Performance anytime . Read : How many Mutual Funds you should have ?

Direct Investing through an AMC

You can now invest directly through an AMC (simply put – the Mutual Fund companies themselves.) There are many mutual funds who provide online facilities for investing. To do so though, you need to have a folio number, which you get only after investing in a particular mutual fund, which means that you have to go physically to the AMC office to invest for the first time. Next time onwards, you can invest in that mutual fund, online through their website. Using this method, makes sure that your entire amount, e.g. Rs 100/-  gets invested and there are no charges here. The only hiccup, is the manual work involved at the start of the process; you have to take the pain of personally going to the office and then filling in the form. Sometimes, it’s a bit of a headache. If you want to invest in funds from four different AMC’s, then you have to go to all of them.
It would make sense to use this method, if the amount of investment is going to be large-ish and your tenure is  long-term. In that case, using this way, will save you lot of money in commissions. Just imagine that if you invest 10,000 per month in mutual funds, then with a 1% commission structure, you save Rs 100 per month, which is Rs 3,600 for a 3 yr period. So 3,600 is what you lose when you go with an agent who charges a 1% commission . Note, that you do not require demat account for this .

Read : List of Best Equity Diversified Mutual Funds

Investing through a Demat Account
This is one of the most convenient methods of investing in mutual funds. If you have a demat account, you can browse through all the mutual funds on the site, and just with a few clicks of a mouse, you can invest in a fund of your choice. But then again, you have to pay commission here, since banks are also agents. Some charge a flat fee and some charge on percentage basis. For eg., ICICI Bank charges Rs 30 or 1.5% per SIP, whichever is lower and HDFC charges Rs 100 per quarter irrespective of the amount invested. The biggest advantage of buying and selling through a demat account, is that you control everything from one place. Some of the players in online mutual funds selling are :

• Geojit BNP Paribas Fin Ser Ltd
• HDFC Securities
• ICICI Direct
• India Bulls
• InvestSmart Online
• Investmentz.com
• Kotak Street
• Motilal Oswal
• Sharekhan

Investing Through Web Portals

FundsIndia.com : FundsIndia is an online portal which allows you to comfortably invest in Mutual funds and other kind of financial instruments. You just open an account with them, and they will send all the documents to your home. You dont have to pay a single paisa, out of your pocket . They support SIP, STP, NRI customers, & VIP Investing. FundsIndia offers different ways of payment too. Overall they can be very helpful if your requirement is convenience and value added services. FundsIndia makes money from commissions earned through the AMCs’. The AMC pays a small commission to agents (Inputs from Director , FundsIndia)

FundsSuperMart : FundsSupermart are a strong player in other Asian countries like Hong Kong, Singapore etc., but they are new to India. As of now, they do not offer a lot of services & products, like FundsIndia, but you should be able to invest in mutual funds at least, with them too.

Please note that These web-portals are only a way of investing , see take them as advisors . See your financial Planner or Advisor before investing in a mutual funds .

Investing through CAMS or Karvy

CAMS is the transaction processing company which services almost all the mutual funds in India. They process all the buying and sending the report etc to end customer . You can also invest directly through CAMS . All you have to do is Download the mutual fund form from the AMC website. Take a print out and fill the form . Then submit to your nearest CAMS or Karvy Investor centre along with copy of PAN card, SIP form(if needed) and cheque . For now , there is no way of investing online with them .
Here is the list of CAMS offices in different cities and Below is list of different AMC forms which you can download .

ABN AMRO Mutual Fund
AIG Global Investment Group Mutual Fund
Baroda Pioneer Mutual Fund
Benchmark Mutual Fund
Bharti AXA Mutual Fund
Birla Sun Life Mutual Fund
Canara Robeco Mutual Fund
DBS Chola Mutual Fund
DWS Mutual Fund
DSP Merrill Lynch Mutual Fund
Edelweiss Mutual Fund
Escorts Mutual Fund
Fidelity Mutual Fund
Franklin Templeton Mutual Fund
HDFC Mutual Fund
HSBC Mutual Fund
ICICI Prudential Mutual Fund
IDFC Mutual Fund
ING Mutual Fund
JM Financial Mutual Fund
JPMorgan Mutual Fund
Kotak Mahindra Mutual Fund
LIC Mutual Fund
Lotus India Mutual Fund
Mirae Asset Mutual Fund
Morgan Stanley Mutual Fund
PRINCIPAL Mutual Fund
Quantum Mutual Fund
Reliance Mutual Fund
SBI Mutual Fund
Sundaram BNP Paribas Mutual Fund
Tata Mutual Fund
Taurus Mutual Fund
UTI Mutual Fund